Monarch Money is one of our favorite budgeting apps and, fittingly enough, there’s a way for newcomers to save money on a subscription right now. If you use the code MONARCHVIP at checkout, you can get an annual plan for 50 percent off. It typically costs $100, but you can get 12 months of access for $50 with this code.
There are some key caveats here. The discount is only for new users, and it can’t be combined with other offers. The code only works when you sign up through the web. You can’t redeem it through the Monarch mobile app.
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New users of Monarch Money can get a year of access to the in-depth budgeting app for $50.
We feel that Monarch has a steeper learning curve than some other budget trackers and that certain aspects of the app are slightly more complex than they probably need to be. But it offers a great deal of customization and granularity, which outweighs our misgivings.
On the main dashboard, you’ll see your net worth along with your latest transactions, spending versus the previous month, your income so far for the month and details about upcoming bills, your investments and goals you’ve set. There’s also a link to a month-in-review page, which offers an in-depth overview of what’s been happening with your money that month. You’ll also be able to take a peek at how your net worth has changed over time.
Monarch can connect to your bank and track Apple Card, Apple Cash and Savings accounts. It can pull in your transactions and balance history automatically and detect your recurring expenses and income. The app can even keep your car valuation up to date. While it might take a little work to set up Monarch (and you might have to tweak things here and there), it’s a detailed budgeting app that can help you keep better track of your income, expenditure and net worth.
After months of testing, Google is finally rolling out a redesigned video player for YouTube, with its new aesthetic reaching across practically every platform you can imagine. It’s a big change, and thanks to YouTube’s virtual monopoly on traditional long-form video content, it’s something everyone’s bound to have feelings on.
This new video player finally hit my Google account on Wednesday afternoon, and I have to say, it felt pretty jarring. On the web, I’m someone who traditionally keeps videos locked to theater mode for a more immersive experience, filling up most of the window without completely blocking out the rest of my desktop. Unfortunately, combined with a fairly large 32-inch monitor, I think I ran into the worst first impression you can get from this new UI. The new playback controls look so large and expansive, it genuinely looked broken at first glance — a feeling not helped by a screenshotting extension I have installed that actually is visually broken post-update.
YouTube’s new desktop UI, seen here in standard (non-theater) mode.
Even setting that third-party glitch aside, I have to say, I don’t think I like this experience much at all. The semi-translucent button borders are significantly more difficult to see now, while the opaque white buttons themselves actually take up more space than before. It’s a visibly messy experience than feels like it’s trying to take up less screen real estate while simultaneously taking up much, much more. I also just don’t think it’s particularly easy to see the buttons compared to YouTube’s previous layout. At least on mobile, everything’s a little more condensed.
With most of my complaints coming from the desktop experience, though, I wouldn’t be surprised if readers have a completely different take than mine. Scrolling through the comments on our news coverage of this week’s update, it seems like people on mobile — where everything is far more condensed, and it properly accounts for the curved corners of modern devices — and TVs have far less of a problem. But, on the other hand, it’s not uncommon to hate change, and I wouldn’t be surprised if Google’s actions here split an audience in half.
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So, what do you think? Are you pro-YouTube’s redesign, translucent buttons and all, or are you already missing that older layout? Definitely expand on your thoughts in the comments, particularly if you’re someone who likes it on a specific platform — like TVs or mobile — over others.
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“Correctional staff face unique challenges in their work, and it’s essential that we continue finding innovative ways to support them,” Interim Secretary of Public Safety and Security Susan Terrey said in a press release.
Research shows that spending time with dogs can lower anxiety, improve mood and help people remain present in difficult moments.
So, the Comfort Dog Program was launched. It has now been part of the DOC for about six years.
“Our correctional staff carry out demanding and difficult work every day, and we must ensure they have the resources and support they need. By having programs in place, we ensure all employees have the vital tools necessary to have long and successful careers,” said Governor Maura Healey. “The Comfort Dog Program is an important part of fostering a healthy work environment. I’m thrilled to welcome Bandit as the newest member of this effort.”
Bandit was donated by Paws New England, a local nonprofit organization dedicated to saving the lives of dogs in need.
Al is a a 4-year-old French Bulldog who joined the DOC in 2024. And Mugsy is a 4-year-old English Cream Golden Retriever. Mugsy became a Comfort Dog in January 2021 and was named for Lt. Michael “Mugsy” Moran, a 26-year veteran of the DOC who died in 2016 after his retirement from Souza-Baranowski Correctional Center.
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Kuku, an Indian storytelling platform backed by Google, has raised $85 million in fresh funding as it aims to scale its audio and video content offerings amid intensifying competition in the South Asian nation’s mobile-first content market.
The Series C round, led by Granite Asia (formerly GGV Capital), values Kuku at more than double its previous valuation to around $500 million, Kuku founder and CEO Lal Chand Bisu confirmed to TechCrunch. The round also saw participation from Vertex Growth Fund, Krafton, IFC, Paramark, Tribe Capital India, and Bitkraft.
The latest round also included secondary transactions, with some of Kuku’s early investors partially exiting by selling their shares to new investors. This includes Google, which held under a 2% stake and is now exiting entirely, Bisu told TechCrunch.
India, home to over a billion internet subscribers and around 700 million smartphone users, is experiencing massive growth in digital content consumption, driven by ultra-low data costs and seamless micropayments. Prime Minister Narendra Modi recently remarked that 1GB of data in India costs less than a cup of tea. The country’s government-backed Unified Payments Interface (UPI) — a system that enables instant digital payments between bank accounts — has also made digital transactions easy and widely accessible. This combination has made the Indian market attractive to global players like Instagram and YouTube, while also giving local platforms like Kuku a competitive edge in reaching mass audiences through content in local Indian languages.
In 2024, digital media overtook television for the first time to become the largest segment of India’s media and entertainment sector, contributing 32% of total revenues — ₹802 billion (around $9.13 billion), per an EY report (PDF) released in March. The report also projects that digital media will grow at a compound annual growth rate of 11.2% between 2024 and 2027.
Founded in 2018, Kuku first gained traction among Indian content consumers with its audiobook offerings through Kuku FM. Since then, it has expanded its product suite and now operates two flagship platforms: Kuku TV, which presents long-form stories as bite-sized episodes in a vertical format, and Kuku FM, which focuses on audio-first shows. The platforms provide content in more than eight Indian languages and have surpassed 10 million paid subscribers, the startup said, up from two million at the time of its last round in 2023.
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The startup saw 2X growth in its average revenue per user and 10x overall growth since its last funding, Bisu said, without disclosing actual financial figures. He noted that around 80% of its subscribers are from non-metropolitan cities.
Around 60% of Kuku’s subscriber base is male and 40% female, Bisu said, adding that most subscribers are between the ages of 25 and 35.
Kuku offers access to its platforms through paid subscription plans, including ₹199 (around $2) per month, ₹499 (about $6) per quarter, and ₹1,499 (approximately $17) per year. Bisu said that the quarterly plan is the most popular among users.
Consumers spend an average of 100 minutes daily on Kuku’s platforms, the founder said, adding that over 90% of the startup’s subscribers remain active month over month.
Kuku gets content through third-party content creators, and it currently has around 10,000 creators on board. Of them, over 50% are from small towns and non-metro cities, Bisu said. He noted that the startup pays around ₹400 million (roughly $4.5 million) monthly to its creators.
The Kuku FM app has led in downloads and consumer spending among the startup’s portfolio, which includes Kuku TV, Kuku Bhakti (a devotional app featuring stories based on Hindu mythology), and StoRizz (focused on bite-sized microdramas), according to data from Appfigures shared with TechCrunch.
As of September, Kuku had recorded over 229 million total downloads, including 122 million for Kuku FM and 88 million for Kuku TV. Kuku’s apps generated more than $4 million in consumer spending, with $2.8 million from Kuku FM and $1.3 million from Kuku TV, the data from Appfigures shows.
In 2025 alone, the startup saw over 134 million downloads — a 533% year-over-year increase — and $1.9 million in consumer spending, up 156%, per Appfigures data.
Bisu told TechCrunch that, in terms of consumption, Kuku TV is larger than Kuku FM, accounting for over 60% of total usage.
The Bengaluru-based startup has built a GenAI studio to streamline content creation, employing AI tools for multilingual translation and on-demand ad production. The studio includes software from AI companies including OpenAI and ElevenLabs, as well as some of Kuku’s in-house tools.
“We are shifting most of the focus towards our tools, because now we have lot of our own data. We train those models with our own data, and then actually the output is much better than outside tools,” Bisu told TechCrunch.
The startup does not use GenAI to autonomously produce content but instead employs it to assist creators in developing audio and video stories for its platforms. The tools help generate titles, plots, scripts, dialogues, and thumbnails, while the actual audio and video production is done manually, Bisu said.
He added that 70% to 80% of the work at Kuku is powered by GenAI, with the remaining 20% still done manually.
Without naming specific individuals, Bisu said that the startup plans to use the new funding to enhance its content by bringing in celebrities, including film and television personalities.
Still, Kuku faces stiff competition from local rivals, most notably Pocket FM, which offers similar audio and visual storytelling formats. Pocket FM has filed multiple copyright infringement lawsuits against Kuku. Most recently, the Delhi High Court restrained Kuku from releasing new episodes of five disputed shows.
Bisu said that the lawsuits by Pocket FM were intended to distract investors. “Every time, whenever we do a fundraise, they [Pocket FM] go into some court and they file a lawsuit. So it’s not the first time,” Bisu told TechCrunch.
He added that Kuku has a dedicated team that manually reviews all uploaded content to check for copyright violations. The startup has also developed tools to detect whether creators are uploading copyrighted or third-party content.
“Some of the money [from this round] will also go toward improving these tools — we plan to invest in technology that can identify when a creator is using someone else’s work,” Bisu said.
Compared to Pocket FM, Kuku had more downloads but saw significantly lower in-app purchase revenue, Appfigures data shows. While India accounts for the majority of Kuku’s downloads and earnings, Pocket FM generates 82% of its downloads from India but earns 98% of its revenue from outside the country, according to Appfigures.
Image Credits:Jagmeet Singh / TechCrunch
While Kuku saw significant growth in both downloads and consumer spending in 2025, Pocket FM experienced a 21% year-over-year decline in downloads to 38 million, but a 61% increase in consumer spending to $100 million, per Appfigures data.
That said, Kuku plans to use its latest funding to enhance its AI and data infrastructure, expand its workforce of 150 people by hiring new talent in technology and content, and deepen creator partnerships and scale in India and beyond. The startup is already testing its offerings in the Middle East and the U.S., with plans to scale in the U.S. in 2026.
In an embarrassing error, PayPal blockchain partner Paxos accidentally minted 300 trillion of the PYUSD token today. PayPal’s stablecoin, which it debuted in 2023, is supposed to be redeemable at a 1:1 rate for US dollars. $300 trillion is more than double the entire world’s current GDP of $117 trillion. In short, that’s a really bad mistake from Paxos.
At least the action did appear to be a mistake. Paxos acknowledged the issue in a post on X, assuring clients that their funds are secure and stating that it burned the excess reserves of stablecoins. The company claimed that “this was an internal technical error.” Maybe so, but internal technical errors can still wreak havoc pretty quickly when it comes to finance, especially in the fantasy worlds of blockchain and crypto. Thanks to the appropriately named Web3 is Going Just Great for picking up on this story.
As of Wednesday afternoon (PT), most users cannot watch YouTube videos, with various playback errors popping up.
Update: As of 5:30 p.m. PT, this issue has been resolved.
On youtube.com, we’re seeing “An error occurred. Please try again later” on every video. Similarly, the YouTube apps on Android and iOS show a “Something went wrong” message. You can browse YouTube (including channel pages and search), but nothing plays upon selecting a video.
In addition to the main service, we’re also having issues with YouTube Music where streaming fails. Offline downloads continue to play. We’re encountering these problems in the US and Europe.
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We’re not seeing any issues with YouTube TV (in the US). No other Google services (Workspace or Cloud) are currently impacted.
Updating…
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Despite economic and policy concerns, the estimate for state tax collections this budget year will not be marked down for now, Healey administration Budget Czar Matthew Gorzkowicz determined by Wednesday’s deadline, but he said he is ready to recommend midyear budget cuts if economic conditions erode in the coming months.
The decision to stick with the $43.61 billion tax revenue estimate means the state won’t enact immediate midyear budget cuts, as some feared could be possible.
And it shows the Healey administration is not yet ready to reduce official tax collection expectations despite its vocal worry about federal policy and funding shifts. It could also lead to more difficult decisions about spending levels deeper into the budget year.
The announcement came as the majority-Democrat state House approved a $2.25 billion year-end budget that props up Medicaid spending and funnels $10 million to support 2026 World Cup matches in Foxborough that are now under attack by the Trump administration.
“In the face of unrelenting attacks from the Trump Administration that will strip health insurance coverage from millions of Americans and deny access to lifesaving vaccinations, this supplemental budget will help vulnerable residents prepare for, and avoid, a lapse in coverage, and ensure continued access to vaccines for every child in Massachusetts,” state House Speaker Ronald J. Mariano, D-3rd Norfolk, said in a statement.
The administration’s top budget officer said Wednesday that his fiscal calls were based on testimony from Sept. 30’s midyear economic roundtable.
The Department of Revenue said at that meeting that it is expecting at least a $650 million state tax revenue decrease this year as a result of federal tax code changes.
But Gorzkowicz said his takeaway was “that forecasts anticipate a slowing economy rather than a recession,” roughly in line with the December 2024 forecasts that underpinned the start of the fiscal year 2026 process.
“Our original consensus revenue estimate, which reflects 2.2% baseline growth, was developed with the expectation of a slow-growth economic environment. Collections through the end of September were 3.1% higher than the same point last year, despite falling 0.6% below the current-year benchmark,” the secretary said in a letter to the governor and the chairs of key legislative committees.
“With the majority of the fiscal year still ahead, we will continue to closely monitor revenue performance and economic indicators throughout the fiscal year to determine whether any adjustments may be warranted in the future,” he continued.
The Healey administration and legislative Democrats agreed in January to build the fiscal year 2026 budget on a $43.614 billion consensus revenue estimate.
They stuck with that number through the five-month budget process, which coincided with the advancement of the One Big Beautiful Bill Act through Congress, and the administration is sticking with it now in the face of the projected $650 million drop in the tax revenue forecast.
Tax collections are crucial to the state budget. So too are federal revenues and reimbursements, which state budget managers say they can no longer rely on in the same way.
The fiscal 2026 budget was approved as a $60.9 billion outlay but will inevitably grow through supplemental spending bills. Last year’s budget started out as a $57.8 billion package but fiscal 2025 spending will hit $61 billion — surpassing fiscal 2026’s starting point — with the Senate’s expected passage of a closeout budget bill next week.
“We’ve been navigating a challenging and unpredictable fiscal environment. While we were able to balance fiscal year ’25 without taking any extraordinary measures, we were only about $52 million above benchmark, or 0.1%, and that’s when you back out the surtax … So there’s really no margin for error,” Gorzkowicz said late last month.
He continued, “The challenges we face in FY ’26 are no easier. We know that in addition to uncertain economic future, we continue to confront significant spending pressures on core services, including health care, and federal policy decisions that could impact both revenue and federal funding that we rely on to deliver services to the people of Massachusetts.”
In his letter, Gorzkowicz said he will continue to track both revenue and expenditure trends and is prepared to recommend so-called 9C cuts “or other appropriate measures to maintain budget balance” if conditions warrant.
This summer, Gov. Maura Healey asked lawmakers to give her expanded 9C powers to allow her to cut from a greater range of state accounts. Legislative leaders have been cool to the idea and municipal officials are staunchly opposed.
At the roundtable two weeks ago, Revenue Commissioner Geoffrey Snyder told state leaders that federal tax code changes could reduce fiscal 2026 state tax collections by $650 million and budget managers acknowledged “tremendous growth on the spending side,” especially around MassHealth and health care generally. The amount that DOR says is at risk represents about 1.5% of the tax revenue the state is expecting to collect this year.
Lawmakers and the Healey administration penciled a roughly $800 million buffer into the fiscal 2026 budget, leaving anticipated revenue (to the tune of $860 million, Gorzkowicz has said) unspoken for on the balance sheet to cushion any tightness in the budget.
But the money that forms that buffer has yet to be collected, and the Legislature has a history of underfunding accounts and then needing to approve additional appropriations.
“We still have to go through the fiscal year to have an understanding of what the final number will be,” House Ways and Means Committee Chairman Aaron Michlewitz, D-3rd Suffolk, said late last month.
The state collected $10.082 billion during the first quarter of fiscal 2026, which was $309 million or 3.2% more than actual collections during the same period of fiscal 2025.
But the growth wasn’t enough to meet what’s expected to support the budget — DOR said collections this year are so far running $64 million or 0.6% behind the year-to-date benchmark.
State tax revenue collections totaled $43.708 billion in fiscal 2025, a $2.9 billion or 7.1% increase over fiscal 2024 collections and $2.1 billion or 5.1% ahead of benchmark, the Mass. Taxpayers Foundation reported.
But non-withheld income taxes — the category that includes capital gains and income surtax revenues — “had an outsize impact on revenue trends in FY 2025, with collections in that category exceeding benchmark by 37.7 percent – accounting for nearly all above benchmark performance.”
Working against the strong growth in non-withholding was underperformance in sales and corporate tax collections, which landed 2.2% and 7.1% below benchmark, respectively. Withheld income taxes, which MTF said have historically been the largest and most stable slice of state revenues, totaled $19 billion — up $1 billion or 6.1% over the previous year and $329 million or 1.8% above benchmark.
The law that required Gorzkowicz to certify fiscal 2026 revenue expectations by Wednesday calls on him to “prepare estimates of budgeted revenues which in the secretary’s judgment will be available for both the current year and for the annual budget for the ensuing fiscal year.” But the secretary did not provide a fiscal 2027 revenue estimate saying that his omission “is customary.”
“Our ability to develop an accurate forecast for Fiscal Year 2027 revenues will be strengthened by additional months of tax collection data and testimony informed by updated economic projections at the consensus revenue hearing this winter,” the secretary wrote.
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Spotify has been spotted developing a “SongDNA” feature that would allow users to discover music through the credits — the writers, collaborators, vocalists, engineers, lyricists, producers, composers, and others who worked on a given track or album.
The feature was discovered in the app’s code by reverse engineer Jane Manchun Wong, who was able to generate screenshots of how SongDNA would appear in the app. Based on her findings, SongDNA would introduce a visual experience where you could essentially navigate through the credits, see how people were connected to each other, and explore their various works.
For instance, Wong showed how one artist, Rei Ami from the “KPop Demon Hunters” cast, had lent her voice to other tracks beyond those from the movie.
If Spotify releases the feature to the public, it could challenge the streaming service TIDAL’s interactive credits, which also lets you explore music through the contributors behind the songs you love. The addition could be useful for music industry pros looking for collaborators, as well as anyone wanting to learn more about the people who work behind the scenes in music creation.
Shortly after posting screenshots to social media, Wongsaid Spotify’s app was updated to remove references to the SongDNA feature. Reached for comment, Spotify declined to share further details but did not issue a denial.
Following Wong’s post, another reverse engineer and technologist, Chris Messina, was able to confirm SongDNA’s existence by finding references to the feature within the app’s code. According to Messina, the lines of code suggest the feature could be used to reveal the network of contributors behind songs, allowing users to explore more of their work, he said.
While some wondered if SongDNA would be Spotify’s answer to Pandora’s Music Genome Project, it appears that’s not quite the case. The Genome Project uses hundreds of different details, or “traits,” corresponding to a particular characteristic of the music to classify tracks and determine how they’re related.
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SongDNA, for now at least, appears to be more focused on just the people behind the music, not the music itself.
The Ring Battery Doorbell is on sale . This is half off and matches the Prime Day price, only now the deal is available for everyone. The sale applies to both colorways.
This is the company’s entry-level video doorbell but it’s still got some nifty features. First of all, it’s powered via a rechargeable battery, so users don’t have to do any wiring to get started. It charges via an included USB-C cable.
Ring
The Ring Video Doorbell , having been first released in the middle of last year. It offers improved video when compared to the previous generation, in addition to a 23 percent increase in battery life. It can also handle head-to-toe video, which is handy when trying to suss out who is at the door.
The doorbell sends out real-time alerts and there’s a live view available via the smartphone app. This app also allows for conversations. It can hold onto recordings via the cloud, but only for those subscribed to Ring Home. A subscription includes access to 180 days of video history, but does cost .
Honor is going all in on its “Alpha Plan” in a strange yet terrifying teaser video of its in-progress AI phone, the “Robot Phone.” In the process, the company makes design choices that bear striking resemblances to existing IPs.
Alongside the Magic 8 series, Honor teased a new phone currently in the works. It’s built on AI, and it isn’t subtle. The teaser video shows a device that “will redefine future human-machine interaction and coexistence.”
The video starts with a quick snippet of text that immediately reads “iPhone.” The company is alluding to a next-gen device that takes current flagships further. That text transitions to “AiPhone” in a “or so you thought” moment.
The next scene showcases what looks like the Honor Magic 8, but it soon transitions into something that looks all too familiar. It isn’t exactly the same, but Honor’s Robot Phone looks a lot like the iPhone 17 Pro. It’s a passing resemblance, and the design is making its way through Chinese manufacturers as the new norm.
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Apple homage aside, the next shot shows another very familiar piece of IP. It might not be exact, but it really looks like the back of the Robot Phone bears the Sony Alpha logo, which the company uses on its mirrorless camera lineup.
Even further, Honor touts the Robot Phone as the next step in its “Alpha Plan,” which aims to bridge the gap between user value and AI models.
The rest of the video remains weird. A gimbal camera emerges from the back of the Robot Phone with the infantile curiosity of a puppy, complete with head-tilts and audible noises of wonder. Honor seems to be trying to convey the autonomous nature of the unreleased device.
The gimbal and the underlying AI model appear to be able to pan and tilt without command. Several scenes in the video highlight AI-generated scenarios in which the Robot Phone captures content on its own while the user nearby simply takes it in.
The concept is neat, though the logistics of a compact gimbal tightly folded underneath a portion of the rear camera array present its own challenges. It is a teaser video, after all, but Honor seems confident in its arrival.